Residential fire-risk advisory

Don’t give house fires a chance.

Your insurance pays after the damage is done. We check before it happens.

A focused walkthrough of the electrical, kitchen, heating, garage, and exterior risks a traditional home inspection can overlook — grounded in NFPA and U.S. Fire Administration data.

Privacy policy
Locally owned & operatedNFPA & USFA-aligned methodTransparent, no-pressure process
Protect your: People · Pets · Property · Peace of Mind

Nobody thinks it will be their house. Almost everyone knows someone it happened to.

$11.3 billionin residential fire losses2023
345,000residential building firesreported, 2023
2,890lives lostin residential fires, 2023
3 in 5home fire deathsoccur where alarms were missing or not working

Fire losses have climbed 25% in ten years, adjusted for inflation. Fires are getting more expensive, not less.

Sources: U.S. Fire Administration (FEMA), National Fire Incident Reporting System, 2023. Smoke alarm figure: National Fire Protection Association.

The insurance illusion

Insurance pays after.
We check before.

You already pay for protection that only helps once everything is gone. A visual risk review is how you act while there’s still something left to protect.

Home insurance
  • Payouts after destruction
  • Zero physical prevention
  • 12–24 months of displaced living
  • Irreplaceable loss of photos & heirlooms
Home Fire Audit
  • Proactive risk identification
  • 100-point visual review
  • Sleep soundly every night
  • Starting at $299
Inside the walkthrough

We review the risks
hiding in plain sight.

You stopped seeing your own house years ago. It’s the same reason you can drive a familiar route and not remember the drive — your attention quietly edits out what never changes. The frayed cord behind the dresser, the vent that stopped pulling air, the alarm that expired four years ago. None of it looks like a hazard once it’s just part of the room.

That’s the case for a second set of eyes. Nine categories, built from NFPA and U.S. Fire Administration cause data — weighted toward what actually starts fires and what actually kills people, not just what’s easy to check.

01

Detection & Early Warning

The devices that buy you minutes.

Most people don’t know thisSmoke alarms expire ten years after manufacture — including hardwired ones. The date is stamped on the back, and almost nobody has looked.
Coverage gaps against national placement guidance — inside every bedroom, outside every sleeping area, every level including the basement
Whether your alarms are interconnected, so one sounding means all sounding
Extinguisher charge, expiration, and whether it’s reachable from where a fire would actually start
Fresh batteries in every alarm before we leave
Category depth
Over 100 individual checkpoints across nine categories. The full method is reserved for walkthrough clients.
Your deliverable

A clear plan for
what comes next.

Within 48 hours, receive a useful household safety file—not an intimidating scorecard.

  • Tiered findings: Critical, Moderate, Minor, and Strengths
  • Customized evacuation route map
  • NFPA-aligned tip sheets and family safety materials
  • Vetted referral directory for licensed trades
Prepared for
The Morgan Home

Residential Fire-Risk Review

Findings & Action Plan

PRIORITY FINDINGS

Critical1
Moderate4
Minor7
Strengths12

EVACUATION MAP

BEDLIVINGKITCHEN
RESIDENTIAL FIRE-RISK REVIEWHFA · 2026
Simple, transparent pricing

A safer home isn’t
a one-time event.

Start with a full baseline, then maintain confidence as seasons, appliances, and habits change.

Most popular

Premier Audit

from $499

Everything in Standard, plus:

  • In-depth behavioral risk interview
  • Every alarm battery replaced, dead or not, up to 15 alarms — batteries included
  • Range hood and exterior dryer vent review
  • Heating, fireplace, and water heater review
  • EV charger, solar, and specialty electrical review
  • Seasonal lighting circuit review
  • Five-foot defensible space and ember review
  • One mid-year in-person check
  • Seasonal safety briefings by email — pre-winter heating, holiday decorating, grill season
  • Priority scheduling

Final price depends on home size and features. Request a quote and we’ll give you an exact number — no obligation, no pressure.

Home Fire Audit founder speaking with a homeowner during a walkthroughWhy we started

A close call changed how we saw home safety.

Founded from experienceAuditor rigor. Family empathy.

Our family has lived this risk firsthand — a loved one woke just in time to get two young children to safety when an electrical fire broke out in a rental home overnight.

It could have gone very differently. That night is why we started asking: what could have caught this before it started?

Home insurance pays out after the loss, but it cannot replace lives, memories, or peace of mind. As parents, homeowners, and certified risk auditors with backgrounds in quality management and wildfire risk assessment, we bring rigorous safety reviews to your home—so you can sleep soundly.

Locally owned and operated. Based in Sammamish, serving the greater Eastside.

Common questions

Clarity before
we arrive.

Know exactly what to expect from your independent visual review.

No. This is a visual-only risk assessment and consulting service, not a municipal code certification or pass/fail evaluation.

A more prepared home starts with one walkthrough.

Protect what insurance can’t replace.